Tuning Your Social Security Benefit When should you take your Social Security benefit? Related Content A Taxing Story: Capital Gains and Losses Understanding how capital gains are taxed may help you refine your investment strategies. Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.