Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. What's So Great About a Rollover? Making a career move requires tough decisions, not the least of which is what to do with the funds in your retirement plan. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.